Remittances are a lifeline for Haiti, making up a large share of the country’s income, and getting money to family quickly and safely is a priority for many senders. In 2026, mobile wallets and dense cash-pickup networks make it easier than ever. Here is the full guide.
Remitly and Ria are among the cheapest — Ria offers fees as low as $0 on select online transfers, and Remitly delivers to MonCash (Digicel mobile wallet), CAM and Unitransfer (1,000+ locations). For cash pickup or mobile wallet, delivery is often within minutes. Fund from a bank account or card to stay exempt from the new 1% US remittance tax.
Haiti’s currency: the gourde (HTG) — and the dollar
Haiti’s official currency is the Haitian gourde, written G and coded HTG. Unusually, US dollars also circulate widely and are accepted in many settings, and some payout partners — Unitransfer, for example — let recipients collect either gourdes or US dollars. MonCash operates in gourdes. Because two currencies are in play, confirm with your recipient which they want, and compare providers on the actual amount delivered. Our live USD to HTG converter shows the mid-market benchmark.
Best options for sending money to Haiti
| Provider | Best for | Notes |
|---|---|---|
| Remitly | MonCash, cash pickup, bank | Delivers to MonCash, CAM, Unitransfer and banks; fast; first-transfer promos |
| Ria | Low-cost transfers | Fees as low as $0 on select online transfers; broad payout network |
| Unitransfer | Cash pickup | 1,000+ locations across Haiti; supports HTG and USD |
| Xoom / Western Union | Convenience & reach | MonCash and cash pickup; compare the amount received |
MonCash: mobile money for Haiti
MonCash, Digicel’s mobile wallet, has become one of the most widely used ways to receive and spend money in Haiti, especially where bank branches are scarce. Providers like Remitly and Xoom can send straight to a MonCash wallet in gourdes — the recipient just needs a mobile phone, and the money is usually available within minutes. For many families it is the fastest and most convenient option.
Cash pickup
Haiti has a dense cash-pickup network. CAM and Unitransfer are long-established local specialists — Unitransfer alone has more than 1,000 locations — and Western Union and Ria add further reach. Cash pickup remains important for recipients who prefer physical cash or lack a wallet or bank account, with collection often ready in minutes.
The 1% US remittance tax
Since January 1, 2026, a 1% US federal excise tax applies to outbound remittances funded with cash or a money order. Transfers funded from a US bank account or with a debit or credit card are exempt. Because many Haiti transfers are still paid in cash at agent counters, switching to a bank-funded online transfer both avoids the tax and is usually cheaper.
How to get the best deal
Confirm the currency and delivery method with your recipient first — MonCash, cash pickup, or bank — then compare providers on the amount actually delivered. Fund electronically to avoid the remittance tax, and take advantage of Ria’s low or zero fees and Remitly’s first-transfer promotions.
Check today’s USD to HTG rate
The gourde rate moves daily. See the real mid-market USD to HTG rate before you send so you can judge each provider’s markup.