US Dollar to Chinese Yuan (USD to CNY)
Today’s live USD to CNY exchange rate, a quick converter and a reference table — built on the real mid-market rate.
The US Dollar to Chinese Yuan rate (USD/CNY) is a key global exchange rate — the yuan (renminbi) is China’s currency, and USD/CNY is shaped by China’s managed exchange-rate policy. The live rate above is the mid-market rate, the real no-markup rate, so you can see exactly what a US Dollar is worth in Chinese Yuan before you convert or send money.
What moves the USD to CNY rate
The rate shifts constantly with global markets. The main drivers include the People’s Bank of China’s managed float and daily reference rate, US Federal Reserve policy, trade flows and China’s economic data. Short-term moves are impossible to predict reliably, so the smart approach is to know the mid-market rate and compare providers whenever you convert.
Is the rate you see the rate you get?
Usually not exactly. The figure above is the fair mid-market rate. When you exchange money or send it abroad, most banks and providers add a margin, so you receive slightly less. Use the mid-market rate as your benchmark — if a provider is more than about 1% worse, they are padding the rate.
Getting the best USD to CNY rate
- Compare on the amount delivered, not the headline fee.
- For sending money, see our guide to sending money to China.
- For spending abroad, a no-fee travel money card converts near the mid-market rate.
- Understand the mid-market rate and always pay in the local currency to avoid dynamic currency conversion.
Frequently asked questions
What is 1 US Dollar to Chinese Yuan today?
The live rate is shown at the top of this page and updates daily — the real mid-market rate for USD to CNY, with no markup added.
How much is 100 USD in CNY?
Multiply 100 by the current USD to CNY rate above. The reference table lists common amounts converted at today’s mid-market rate.
Where does this rate come from?
The mid-market rate, the fair no-markup benchmark, refreshed daily — not necessarily the rate a provider gives you.
Why is my bank’s rate different?
Most banks and transfer services add a margin to the mid-market rate. The bigger the gap, the more you are paying in hidden markup.
What is the best way to convert USD to CNY?
Compare providers on the amount actually delivered. Wise uses the mid-market rate with a transparent fee. See our guide to sending money to China.