US Dollar to Euro (USD to EUR)
Today’s live USD to EUR exchange rate, a quick converter and a reference table — built on the real mid-market rate.
The US Dollar to Euro rate (USD/EUR) is a key global exchange rate — the US dollar and the euro are the world’s two most important reserve currencies. The live rate above is the mid-market rate, the real no-markup rate, so you can see exactly what a US Dollar is worth in Euro before you convert or send money.
What moves the USD to EUR rate
The rate shifts constantly with global markets. The main drivers include European Central Bank and US Federal Reserve policy, and the relative strength of the US and eurozone economies. Short-term moves are impossible to predict reliably, so the smart approach is to know the mid-market rate and compare providers whenever you convert.
Is the rate you see the rate you get?
Usually not exactly. The figure above is the fair mid-market rate. When you exchange money or send it abroad, most banks and providers add a margin, so you receive slightly less. Use the mid-market rate as your benchmark — if a provider is more than about 1% worse, they are padding the rate.
Getting the best USD to EUR rate
- Compare on the amount delivered, not the headline fee.
- For spending abroad, a no-fee travel money card converts near the mid-market rate.
- Understand the mid-market rate and always pay in the local currency to avoid dynamic currency conversion.
Frequently asked questions
What is 1 US Dollar to Euro today?
The live mid-market rate is shown at the top of this page and updates daily — the real interbank rate for USD to EUR, from European Central Bank reference data, with no markup added.
How much is 100 USD in EUR?
Multiply 100 by the current USD to EUR rate above. The reference table lists common amounts converted at today’s mid-market rate.
Where does this rate come from?
The mid-market rate based on European Central Bank reference data, refreshed each business day — the fair, no-markup benchmark, not necessarily the rate a provider gives you.
Why is my bank’s rate different?
Most banks and transfer services add a margin to the mid-market rate. The bigger the gap, the more you are paying in hidden markup.
What is the best way to convert USD to EUR?
Compare providers on the amount actually delivered. Wise uses the mid-market rate with a transparent fee. A no-fee travel money card is great for spending abroad.