US Dollar to Hong Kong Dollar (USD to HKD)
Today’s live USD to HKD exchange rate, a quick converter and a reference table — built on the real mid-market rate.
The US Dollar to Hong Kong Dollar rate (USD/HKD) is a key global exchange rate — the Hong Kong dollar is pegged to the US dollar within a managed band, so USD/HKD stays unusually stable. The live rate above is the mid-market rate, the real no-markup rate, so you can see exactly what a US Dollar is worth in Hong Kong Dollar before you convert or send money.
What moves the USD to HKD rate
The rate shifts constantly with global markets. The main drivers include the Hong Kong Monetary Authority’s peg to the US dollar, US Federal Reserve policy, and capital flows. Short-term moves are impossible to predict reliably, so the smart approach is to know the mid-market rate and compare providers whenever you convert.
Is the rate you see the rate you get?
Usually not exactly. The figure above is the fair mid-market rate. When you exchange money or send it abroad, most banks and providers add a margin, so you receive slightly less. Use the mid-market rate as your benchmark — if a provider is more than about 1% worse, they are padding the rate.
Getting the best USD to HKD rate
- Compare on the amount delivered, not the headline fee.
- For spending abroad, a no-fee travel money card converts near the mid-market rate.
- Understand the mid-market rate and always pay in the local currency to avoid dynamic currency conversion.
Frequently asked questions
What is 1 US Dollar to Hong Kong Dollar today?
The live rate is shown at the top of this page and updates daily — the real mid-market rate for USD to HKD, with no markup added.
How much is 100 USD in HKD?
Multiply 100 by the current USD to HKD rate above. The reference table lists common amounts converted at today’s mid-market rate.
Where does this rate come from?
The mid-market rate, the fair no-markup benchmark, refreshed daily — not necessarily the rate a provider gives you.
Why is my bank’s rate different?
Most banks and transfer services add a margin to the mid-market rate. The bigger the gap, the more you are paying in hidden markup.
What is the best way to convert USD to HKD?
Compare providers on the amount actually delivered. Wise uses the mid-market rate with a transparent fee. A no-fee travel money card is great for spending abroad.